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Net Worth Report - End of 09/06

September wasn't kind. I actually missed my target for this month, but by less than $300. This is primarily due to pull-back in my more volatile investments.

Net Worth Figures
Category08/0609/06
Total$473,263.42$476,231.15
Short-term$25,014.44$26,920.80
Medium-term$107,107.49$105,575.80
Retirement$153,472.45$154,154.27
Property$187,669.04$189,580.28

Recall that I'm defining "Adjusted Net Worth" as net worth excluding the value of autos and unvested stock. The "Estimated Contribution" is how much money I believe I'll need to invest in order to meet the following month's ANW target. A declining EC indicates that I'm ahead of plan, and an increasing EC indicates that I need to save more in order to reach my long-term goal.

Goal-Tracking Figures
Item08/0609/06
Adjusted Net Worth$437,900.27$440,172.41
Next Month's Target$440,460.25$442,746.41
Estimated Contribution$93.72$101.60

My credit card balances are 100% backed by time deposits and/or savings accounts earning interest at a higher rate than I'm being charged by the credit card companies. The monthly payment is estimated as 2% of the balance. (Most credit cards are now using a 2% minimum payment, and due to this it is important to have a strong cash flow and/or pay with funds from your credit card arbitrage savings account.)

I'll be paying off one of my credit cards this month because my 0% period is expiring. I owe about $14,500 on it. This will cut my credit card arbitrage approximately in half.

Credit Card Arbitrage Figures
Item08/0609/06
Balances @ 0% APR$26,248.72$26,748.53
Monthly Payment$524.97$534.97

You can keep track of other personal finance bloggers at NetWorthIQ. I've updated my entry there.

Tiny Island