Roth 401(k) Rules

The "final" regulations regarding Roth 401(k) contributions were released in late December. I finally got around to reading them and there are no surprises.

The Roth 401(k) is an excellent retirement investment vehicle. Unfortunately, my employer isn't offering it immediately (citing FUD about unexpectedly running afoul of the rules) and I don't expect them to add it mid-year.

I hope that after seeing how other companies implement it this year, they'll stop being afraid of it. I'm disappointed in not being able to contribute to a Roth 401(k) during 2006, but optimistic about my chances for 2007.