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ING Offering 4.75% APY

A few months ago I recommend E*Trade Bank for their limited-time 4.10% APY money market account. Interest rates continue to rise, and now ING Direct is offering 4.75% APY until tax day.

I just opened an account, got a $25 bonus for being referred, and will transfer all my credit card arbitrage funds to this account. I estimate my net gain until this offer expires (vs. the status quo) is about $100.

It's very easy to open an account, and their legalese is funny. Ask Neo for a referral and you can get the $25 bonus, too. (If you sign up directly through their website, you won't get the bonus.)

Tiny Island