Bank Teams

Current price of gold: $834.20 / toz.

Current average interest rate on a 30 year mortgage: 5.91%

Income generated from explaining to your friend why and how the housing bubble happened: $0.

Howls of laughter when you innocently ask whether they knew the banks were playing on teams: Priceless.

Sorry, that's an inside joke that only two people will get. But the joke was so good that I felt obligated to record its telling for posterity.